About Home Loan

To make your home loan journey a smooth sail, in this article we will help you to know eligibility criteria, rates of interest, process, necessary documents, comparison and transfer for lowest rates.

A home is one of the biggest investments you will make in your life. And, more than that, it is a dream come true for your family and you. We understand what this means to you and our home loans make it as easy and convenient as possible for you to own a home of your choice.

With easy digital processes, quick disbursement, thousands of pre-approved projects and competitive home loan interest rates, our housing loans will make your home buying process a simple and hassle-free affair.

Home loans are the first in India to offer end to end online processing. You can apply home loan online anytime, anywhere and get quick approval.

Apply for loan

Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

New Home

New Home Loan at basic interest rates from our Company. You can apply online and check your eligibility and easy EMI. Fast Approval for your new home loan.

Home Conversion

A home conversion loan is a scheme for those who have already taken a housing loan. This loan follow some rules and regulations.It is a part of loan.

Land Purchase

We offers home loan for land purchase to make your dream home. You can compare home loan rates with our compare loan table. Apply online for Home Loan.

Home Renovation

Get instant approval for renovation your home. We introduce home improvement loan. It is with basic rate and flexible EMI repayment. For more detail you can check our loan products.

Get financing for whatever you need now

Enquire Now

Features of Home Loan

All loans are not created equal, personal loan has become a great option for people to use.

Salaried & Self Employed

Our loan sanction is one of the quick with easy documentation and doorstep service.

Loan For Agriculturists

All charges are communicated up front in writing along with the loan quotation.

Residence

A permanent residence or A rented residence where he/she has resided for at least a year prior to applying for a loan

Net Annual Income

At least Rs.5-6 lakh depending on the type of employment

Home Loan - Eligibility

Each bank has specific parameters, based on which they approve a property loan for you. These include age, income, employment status, where you work, what builder you’re buying a house from, etc.

Age

Minimum Age: 18 years and Maximum Age: 70 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit score

A good credit score of at least 750 or more

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

A home loan is a secured loan taken from a financial institution for the purpose of buying a residential property. You can avail a home loan to buy a ready-to-move in house or apartment or one that is under construction. Home loans can be availed from both banks and Non Banking Financial Companies (NBFCs).

Usually, it takes 3 to 4 weeks to get home loan sanctioned. However, you need to keep a few factors in mind for a better understanding. First of all, you need a pre-approval of your home loan from the concerned lender to get your loan sanctioned. However, pre-approval doesn’t always mean that your loan will be disbursed immediately and depends on certain external as well internal factors. For instance, your loan sanction can be delayed if there’s delay in submission of property or income-related documents.

Banks/financial institutions consider the following factors such as your age, annual income, occupational stability, resident type, number of co-applicants, credit score, ongoing loans if any, etc. when determining your loan eligibility.

Yes, you can choose to prepay your outstanding loan amount either partially or in full before the completion of your loan tenure. While banks do not charge any prepayment fee on floating rate loans, fixed rate home loans attract a penalty up to 2% of the loan amount if prepaid through refinance.

Get a Quote

Now apply for a Home Loan online, All you need to do is provide your details below application form.