About Personal Loan

Personal loan is the obvious choice if you need a finance for Personal finance, Medical emergency, Wedding purposes, Abroad travel, Holidays, Child education and for buying consumer durable things.

The personal loan interest rates vary between 10.15% p.a. and 36% p.a. Depending on the loan amount availed by you, your credit score, and repayment tenure, the interest rate charged on your loan is decided.

If you maintain a high credit score and have a good relationship with the bank, then the interest rate on your personal loan can be lowered.

It can broadly be used for consolidating your debt (from other loans or credit cards), making high-value purchases for which you do not have cash in hand, or for emergency situations.

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Personal Loan Products

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Medical Emergency

Borrow Loan Company offers you personal loan for your unexpected medical emergency.Get instant personal loan for your all kind of medical emergency expenses.

Wedding Purpose

You can manage your deram marriage day with our personal loan option. Have the wedding celebration of your dreams. Apply now personal loan for wedding purpose.

Abroad Travel

Get the funds for the expenditure involved in going abroad for taking up employment. Manage your personal with Borrow Company for fulfill your travelling to abroad.

Child Educations

We provides child loan for pursuing higher, We given the right tools to every potential child. Also, grant personal loan for your child higher education.

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Features of Personal Loan

All loans are not created equal, personal loan has become a great option for people to use.

Faster Loan

For funding medical expenses, hospitalization, surgery, No collateral required.

Choose your amount

All charges are communicated up front in writing along with the loan quotation.

Enjoy the best rates

Our loan rates and charges are very attractive.

Decide your tenure

A personal loan has a wide variety of uses and can come in handy for meeting either planned or emergency expenditure.

Personal Loan - Eligibility

The eligibility criteria for personal loans may vary from lender to lender. However, there are some common criteria which include the age of the applicant, his or her income, credit score, the status of employment, and so on. Before you apply for a loan, make sure that all the eligibility criteria are being fulfilled.


Maximum age of applicant at loan maturity: 60 years


Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

It depends on the eligibility criteria set by the lender. Most lenders do not specify a minimum credit score for a personal loan. Some lenders might lend to applicants with low credit scores (less than 750) but the interest rate applicable is usually higher in such cases.

The minimum monthly salary required to avail personal loans varies from lender to lender. However, for large lenders like private and public sector banks, the minimum income eligibility is Rs. 15,000 per month and above.

Yes, you can avail personal loan to meet marriage-related expenditure as personal loans come with flexible end-use. Some lenders even provide personal loans specifically named as wedding/ marriage loans.

You cannot cancel your personal loan after the loan disbursement. However, you can prepay the loan amount. However, prepaying the personal loan may attract some prepayment or foreclosure charges, depending on the lender’s loan policies. Some lenders may also restrict personal loan prepayment or foreclosure till the repayment of a pre-determined number of EMIs.

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Now apply for a Car Loan online, All you need to do is provide your details below application form.